Euro Digitale: analisi del nuovo sistema di pagamento europeo

“In God We Trust”. This motto accompanies every day the thousands of exchanges of paper dollars. But if that “God” is missing, namely if there would no longer be any cash paper currency (or coins), and payments would be regulated in other ways, could we still trust them? That is the type of question US citizens might have asked themselves when the Federal Reserve (FED) declared that it would have introduced a so-called “digital dollar” , and it might as well been what several EU citizens thought when in 2021 the current President of the European Central Banks (ECB) has announced that, in just four years, an innovative digital currency could be introduced, namely the digital euro. The digital euro shall be a new type of money, which should supply the inherent decrease of cash payments that the Eurozone is experiencing, due to the steady rise of private digital currencies (named Stablecoins). A digital euro could therefore have the potential of strengthening altogether the euro around the world. Although the promises made by the President of the European Central Bank seem reassuring, there are scholars who think that there are still many legal hurdles in order for the digital to be ready to be issued, while others view positively the issuance of the digital euro by the ECB.